If you have been injured in a car accident caused by an uninsured or underinsured driver, you may be wondering how you will afford to pay for your injury-related expenses. If you have uninsured or underinsured motorist coverage, our experienced car accident lawyers can help you recover the insurance benefits you need to recover from your injuries.
Uninsured/Underinsured Insurance Coverage
In New Hampshire and Vermont, you are required to purchase uninsured/underinsured motorist coverage when you purchase auto insurance. This insurance coverage provides compensation to make up for the coverage that will not be provided by the uninsured or underinsured motorist.
In New Hampshire, motorists are not required to purchase auto insurance. If you are injured in an accident caused by an uninsured driver, your policy should cover the resulting expenses up to the limit of your policy.
In Vermont, motorists need only purchase as little as $25,000 of liability coverage. Most serious car accidents cause devastating bodily injury, such as traumatic brain injury and others, resulting in medical treatment costs well above $25,000. Your uninsured motorist coverage is supposed to make up the difference.
Recovering Compensation for Your Injuries
At our law offices, our car accident lawyers possess extensive experience dealing with uninsured and underinsured insurance policies in our area. We know the laws, and once we review your policy, we will know exactly what you are entitled to and make sure you receive the coverage you paid for.
Although you do not have to use a lawyer's services to pursue your insurance benefits, we recommend doing so for the following reasons:
- Your own insurance company may try to deny your benefits or offer you less than you are entitled to.
- The paperwork, deadlines, communication with the insurance company and steps you should take after a car accident can be seamlessly handled by our lawyers.
- You may fail to see an additional avenue of compensation that our lawyers may find.
After suffering serious injuries in a car accident that was not your fault, you should not have to pay for your injury-related expenses simply because another driver chose to not purchase the appropriate auto insurance coverage. If you have uninsured/underinsured motorist coverage in your policy, your benefits should cover the costs of your injury.
If you live in or around Concord, Manchester, or Nashua, New Hampshire, and are searching for a car accident lawyer, please contact the Law Offices of Van & Curtiss through the form on this page or call (866) 933-6115 to schedule a free consultation.