I Call Insurance Company Rules!
This Youtube video is geared towards making the viewer laugh, and it does just that. http://www.youtube.com/watch?v=bVpX5fUvPlg However, this video actually makes a good point. If you've ever had a claim for benefits with your insurance company, or the insurance company of another, you know that these companies can make up the rules as they go. Insurance policies dictate the duties of both parties; the policy holder as well as the insurer. Yet, it has been repeatedly reported that insurance companies will find new and clever ways to get out of paying claims. The companies make money by accepting premiums and denying claims.
If you have been injured in an accident and are fighting with an insurance company, it may be advisable to consult with an experienced personal injury lawyer.